Bank of India has reported a net profit of Rs 3,202 crore for the second quarter of FY27, the quarter ended September 30, 2026 — a rise of 25.34 per cent from a year earlier. Profit for the first half of the year grew 30 per cent to Rs 6,270 crore, the bank said in its results announcement.

Source: Bank of India results via Tripura Star News

Operating profit rose 33.19 per cent year on year to Rs 5,089 crore. Net interest income increased 18.52 per cent to Rs 7,007 crore, while non-interest income grew 24.78 per cent to Rs 2,770 crore. The bank's global net interest margin improved to 2.47 per cent, and its cost-to-income ratio improved to 47.95 per cent.

Source: Bank of India results via India Education Diary

Rs 3,202 croreQ2 FY27 net profit, +25% YoY
Rs 5,089 croreOperating profit, +33% YoY
Rs 18.92 lakh croreGlobal business, +21% YoY
1.60%Gross NPA, improved from a year earlier

The balance sheet expanded at a strong pace. Global business grew 21.13 per cent to cross Rs 18.92 lakh crore — yaani more than Rs 18,92,000 crore of deposits and loans combined. Global deposits rose 21.59 per cent to Rs 10.37 lakh crore and global advances rose 20.58 per cent to Rs 8.55 lakh crore, with retail, MSME and agriculture advances all growing in double digits.

Asset quality also improved. The gross NPA ratio fell by 94 basis points year on year to 1.60 per cent and the net NPA ratio improved to 0.42 per cent, with a provision coverage ratio of 94.45 per cent. The bank's capital adequacy ratio stood at 17.78 per cent at the end of September 2026. The results were reported in earnings coverage by Upstox's Q2 results live blog as well.

Source: Upstox Q2 results live blog