PNB Housing Finance on Wednesday reported a 6 per cent rise in consolidated net profit to Rs 617 crore for the second quarter of FY27, the quarter ended September 30, 2026, up from Rs 582 crore in the same quarter a year earlier, PTI reported from the company's regulatory filing.

Source: PTI via The Hindu BusinessLine

Total income grew to Rs 2,424 crore from Rs 2,131 crore a year ago, and interest income rose to Rs 2,289 crore from Rs 2,017 crore, PTI said. Net interest income — the difference between interest earned on loans and interest paid on borrowings — rose 15 per cent to Rs 878 crore from Rs 765 crore.

Source: PTI via The Hindu BusinessLine

Rs 617 croreQ2 FY27 net profit, up 6% YoY
Rs 9,609 croreDisbursements, up 60% YoY
Rs 95,079 croreLoan book, up 19% YoY
0.91%Gross NPA, down from 1.04% a year ago

Disbursements surged 60 per cent year on year to Rs 9,609 crore, from Rs 5,995 crore in the September quarter of FY26, and retail disbursements hit a record Rs 9,250 crore, up 54 per cent year on year, according to the company's Q2 presentation reported by Upstox and FlashFinance.

Source: Upstox

The loan book grew 19 per cent to Rs 95,079 crore and assets under management reached Rs 98,210 crore, up 17 per cent. Net interest margin was flat year on year at 3.67 per cent, though it improved 17 basis points from 3.50 per cent in the June quarter.

Asset quality improved: gross non-performing assets fell to 0.91 per cent from 1.04 per cent a year earlier and 0.95 per cent in the previous quarter, while net NPAs stood at 0.55 per cent. The company also recovered Rs 75 crore from its written-off loan pool during the quarter, Upstox reported.